THE UMRETH URBAN CO-OPERATIVE BANK LTD

  • Customer can open Current Account with minimum balance or Rs.2000/-.
  • We offer 30 pages cheque book.
  • We offer nomination facility for all individual accounts and proprietory concern accounts.
  • Customer can open joint account and that account can jointly,operate as per instruction like Any one, Jointly, Any two Jointly either or survivor etc.
  • We offer Monthly, Half yearly, Yearly and periodical Statement to our Customers for their reconciliation purpose or any other purpose.

Rules & Regulation for Term Deposit Account

  • Every Depositor must have to fulfill KYC norms as per RBI directive.
  • The Bank's management is having right to close the account after notice if account holder do not keep sufficient balance to clear inward cheque or ECS.
  • Guardian can open Minor's Savings Account. Birth Proof of Children is required.
  • The customer must have to preserve his/her cheque book & passbook in his custody. The Bank is not responsible for any misuse of cheque book & pass book.
  • Interest on Savings deposit is calculated on daily balances as per RBI's directives.
  • The customer without cheque book facility will be given withdrawal form at the time of payment. The withdrawal form will be given to the account holder only and only at the time of payment.
  • The Passbook should be accompanied with the withdrawal form.
  • Stop payment of particular cheque/s facility is available but the customer has to keep sufficient balance to match the cheque amount then only the cheque will be returned with the reason of stop payment and stop payment charges will be levied from the account.
  • The Bank is having all rights of appropriation, set off, lien and change the rules and regulation.

Requirements to open Term Deposit Account

  • Valid Photo I.D. & Address Proof
  • Any one of proof (Photo I.D.)
    1. Passport
    2. Driving License
    3. Voter ID Card
    4. Government Approved College/university I.Card
    5. Government/Semi government/Department I.Card
  • Address Proof(Any One)
    1. Electricity Bill (not more than 2 months old)
    2. BSNL Landline Telephone Bill (not more than 2 months old)
    3. Municipal Tax Bill
    4. GSPC Gas Bill
    5. Latest LIC Premium receipt
  • Other proof acceptable by Bank.
  • Passport Size Photograph - 2 Copies
  • Pan Card
  • Birth Certificate for minor account
  • Introduction From Existing account Holder